Tuesday, March 26, 2013

Kids, Work, and Me?

The days when your children are in elementary school are full.  Too full sometimes.  I sometimes get to 9pm and realize I've hardly sat down.  Not a lot of me time in there.  Balancing kids, work, relationships with husband and friends, and me time isn't easy.  Sometimes I just need a time-out.  That is what I did.  I snuck away and read my book last night and enjoyed a bit of quiet time.  Yes, dinner was late and yes the kids went to bed late, but I still spent time with DH and got to bed at a reasonable time.
When I focus too much on a certain part of life, mainly financial, I create unbalance.  I've found that prayer and refocused attention has greatly reduced anxiety.  Thinking about other parts of life give me joy.  I've been baking more, playing more, reading more, enjoy friends more.

Today the dog is going to the groomer.  He needs it.  I love having a dog that doesn't shed.  Paying for someone else to groom him might not be someone elses idea of frugalism, but I don't cut anyone's hair in my house either!  They won't let me touch their hair!  I've got a record.
Baseball, Soccer, and Softball keep us busy this time of year.  The weather has been nice in So CA, and during practices I get a bit of me time while they practice.

Thursday, March 14, 2013

Homemade Pizza and Dental Expenses

March 13 - Lots of homemade and partially homemade goodies lately.  I made homemade pizza dough and turned it into pizza pinwheels.  Then we have had 3 days of bento box type lunches.  It's been fun to get ideas off of pinterest and bento box websites.  Abby seems to have enjoyed all the lunches so far.  You'd think all the homemade items would save me money, but actually our grocery budget has been going up, up, up.  I set aside $160 for this week and blew through that and another $30 before Wednesday.  I had to make another run for butter, sour cream, and cheese for our baked potato bar tonight and that plus a few other items ran up another $40.  So now just this week, we are up to $230 for FOOD!  Next week won't be a light week because we are out of all meat in the freezer and I'll need to get at least ground beef and chicken, plus all the other odds and ends.  I'm really going to have to sit down with the budget and take a long look at our grocery consumption.

Claire had a tooth removed today.  It was in the way of a permanent tooth behind it and she will have a spacer put in on Friday.  That was $242 that I had not planned on.  I thought I would get a bill at a later date.  Luckily I was able to quickly transfer some money from our Christmas fund to cover it.  Budgeting for medical and dental is not a top priority in our budget.  Whenever I build up the fund a little bit, it gets used.  So it's frustrating.  I'd like to get a couple of thousand in the HSA and then not have to think about the copay here and the deductible there each year.  Will probably need to re-work the budget to include a larger contribution.