Weekly Overview 1st week of December 2011

This has been a good week financially.  Checks from clients have come in, bills are paid, and spending is on budget! There was virtually no unplanned spending this week! Gas budget was extra low due to extra cash leftover from our Thanksgiving trip. Ran to the store to get DD#1 some longjohns and wool socks for camp, but otherwise everything else was in the budget.

The Christmas spirit is kicking in and I'm ready to decorate the house and get the shopping done.  Our gift list is pretty small and I can get a lot online.  I have my list and budget including doing some fun charity things with the kids and the business.  Just have to get going on it!  The money is all saved and sitting in the savings account. 
New Year's resolution review for 2010 coming soon along with new goals for 2012.

Comments

Post a Comment

Popular posts from this blog

Allowances and Money training

I've always thought it was a good idea to give our kids an allowance. But I'm not sure how to teach them the responsibility that goes along with it. All we've done is give it to them and not taught them how to manage it, save it, or think about it. Our 8 year old knows how much money she has, and thinks $20 is a lot of money. We have to work better on splitting their allowance money into categories. Most of the time their allowance is dolled out in $1.00 bills, so the actual splitting into different savings piles is difficult. I'm going to try to make it my goal this month to have the money split before I give it to them, so that we can work with them on saving long term, spending, and giving. We've not directly tied allowance money to chores because our 8 year old would just give up the money and refuse to do the chores. I want them to do their daily chores because they are part of the family not because we pay them for them. An allowance is to teach them responsib...
Read more

Innocence and Training

Image
My three year old, Claire, just found a penny and wanted to put it in her ladybug bank. She said she's saving for a car. She also told me she had "a green one" in there too! I was very excited to use this as a learning experience, not just for her, but for me as well. I told her she had an account at the bank and if she put her "green one" dollar in the bank it would grow bigger and help her save for a car. I've told all our children if they save money for a car, Daddy and Mommy will pay for the other half. Dave Ramsey calls it 401K Dad. She asked where the bank was and I told her it was on the computer. Her account is at ING Direct. So she sat on my lap and we logged in. She looked for her name and found it on her savings account. I transferred a dollar from our savings account to her and told her she now had more money in her account. Then I took her real one and put it in my wallet to deposit back into our savings account. She looked a bit sad, but she...
Read more

Extra Pmts Good or Bad?

Our Weekend Round Up:  Well a big budget buster came when I accidently (I guess?) scheduled two payments for the same card.  That was a $344 oops.  Not good.  Well, good that that much debt is gone, bad because it is so close to Christmas and I had already budgeted that $344 for other items. Work was a bit  hurried because we had early dismissal at school this week which meant I picked up the kids 2 hrs early all week.  That's 10 hours of work I lost.  I made a up a bit on Friday afternoon, but still am looking forward to three regular days next week and then Thanksgiving!  The good news is the "big" check came in from our client and that make our bank account fat and happy for a while! I love Thanksgiving!  Seeing all of our family, relaxing by the fire, sleeping in, not having to clean the house or do dishes or laundry.  It's a nice vacation for me!  I also look forward to Black Friday shopping with DSIL.  We get all ou...
Read more